Terms of Use

Terms of Use, Payment & Refund and Returns Policy

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Personal Information

Panyavithika is treadmark of M/s Krantijoti Savitribai Udyog Enterprises a firm registered under Registration of Firms Act having its registered office at Pandharpur. The domain name www.navaharitakapanyavithika.com and the mobile application "Panyavithika" is owned by the firm Panyavithika, ("Panyavithika") Provides this website & mobile application (the "site") to you subject to these terms and conditions of use (these "site & applications terms"). Please read these site & application terms carefully, By accessing or using the Panyavithika website, the Panyavithika service, or any applications (including mobile applications) made available by Panyavithika(together, the "Service"), however accessed, you agree to be bound by these terms of use ("Terms of Use"). The Service is owned or controlled by Panyavithika ("Panyavithika").

Terms of Use affect your legal rights and obligations. If you do not agree to be bound by all of these Terms of Use, do not access or use the Service.

There may be times when we offer a special feature that has its own terms and conditions that apply in addition to these Terms of Use. In those cases, the terms specific to the special feature control to the extent there is a conflict with these Terms of Use. These Site Terms do not alter in any way the terms or conditions of any other agreement you may have with Panyavithika or its affiliates for products, services or otherwise

NOTICE: EXCEPT IF YOU OPT-OUT AND EXCEPT FOR CERTAIN TYPES OF DISPUTES DESCRIBED IN THE ARBITRATION SECTION BELOW, YOU AGREE THAT DISPUTES BETWEEN YOU AND PANYAVITHIKA WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION AND YOU WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION.

Basic Terms

1. You must be at least 18 years old to use the Service.
2. You may not post violent, nude, partially nude, discriminatory, unlawful, infringing, hateful, pornographic or sexually suggestive photos or other content via the Service
3. You are responsible for any activity that occurs through your account and you agree you will not sell, transfer, license or assign your account, followers, username, or any account rights. With the exception of people or businesses that are expressly authorized to create accounts on behalf of their employers or clients, Panyavithika prohibits the creation of and you agree that you will not create an account for anyone other than yourself. You also represent that all information you provide or provided to Panyavithika upon registration and at all other times will be true, accurate, current and complete and you agree to update your information as necessary to maintain its truth and accuracy
4. You agree that you will not solicit, collect or use the login credentials of other Panyavithika users
5. You must not defame, stalk, bully, abuse, harass, threaten, impersonate or intimidate people or entities and you must not post private or confidential information via the Service, including, without limitation, your or any other person's credit card information, social security or alternate national identity numbers, non-public phone numbers or non-public email addresses.
6. You may not use the Service for any illegal or unauthorized purpose. You agree to comply with all laws, rules and regulations applicable to your use of the Service and your Content (defined below), including but not limited to, copyright laws.
7. You are solely responsible for your conduct and any data, text, files, information, usernames, images, graphics, photos, profiles, audio and video clips, sounds, musical works, works of authorship, applications, links and other content or materials (collectively, "Content") that you submit, post or display on or via the Service
8. You must not change, modify, adapt or alter the Service or change, modify or alter another website so as to falsely imply that it is associated with the Service of Panyavithika
9. You must not access Panyavithika private API by means other than those permitted by Panyavithika Use of Panyavithika API is subject to a separate set of terms available here: www.navaharitakapanyavithika.com (�API Terms").
10. You must not create or submit unwanted email, comments, likes or other forms of commercial or harassing communications (a/k/a "spam") to any Panyavithika users
11. You must not use domain names or web URLs in your username without prior written consent from Panyavithika
12. You must not interfere or disrupt the Service or servers or networks connected to the Service, including by transmitting any worms, viruses, spyware, malware or any other code of a destructive or disruptive nature. You may not inject content or code or otherwise alter or interfere with the way any Panyavithika page is rendered or displayed in a user's browser or device.
13. You must comply with Panyavithika Community Guidelines
14. You must not create accounts with the Service through unauthorized means, including but not limited to, by using an automated device, script, bot, spider, crawler or scraper.
15. You must not attempt to restrict another user from using or enjoying the Service and you must not encourage or facilitate violations of these Terms of Use or any other Panyavithika terms.
16. Violation of these Terms of Use may, in Panyavithika�s sole discretion, result in termination of your Panyavithika account. You understand and agree that Panyavithika cannot and will not be responsible for the Content posted on the Service and you use the Service at your own risk. If you violate the letter or spirit of these Terms of Use, or otherwise create risk or possible legal exposure for Panyavithika we can stop providing all or part of the Service to you

General Conditions

1. These Site Terms do not alter in any way the terms or conditions of any other agreement you may have with Panyavithika or its affiliates for products, services or otherwise. Panyavithika reserves the right to change or modify any of the terms and conditions contained in these Site & Mobile Application Terms, or any policy or guideline of the Site & Mobile Application, at any time and in its sole discretion without any prior notification to you. Unless otherwise specified, any changes or modifications will be effective immediately upon posting of the revisions on the Site & Mobile Application, and your continued use of the Site or Mobile Application will constitute your acceptance of such changes or modifications. You should review the Site & Mobile Application Terms and its incorporated policies and documents from time to time to understand the terms and conditions that apply to your use of the Site & Mobile Application. If you do not agree to any amended terms, you must stop using the Site and Mobile Application Service.
2. We reserve the right to modify or terminate the Service or your access to the Service for any reason, without notice, at any time, and without liability to you If we terminate your access to the Service/deactivate your account, your photos, comments, likes, friendships, and all other data will no longer be accessible through your account (e.g., users will not be able to navigate to your username and view your photos), but those materials and data may persist and appear within the Service (e.g., if your Content has been re-shared by others).
3. Upon termination, all licenses and other rights granted to you in these Terms of Use will immediately cease
4. We reserve the right to force forfeiture of any username for any reason without any prior notification.
5. We may, but have no obligation to, remove, edit, block, and/or monitor Content or accounts containing Content that we determine in our sole discretion violates these Terms of Use.
6. You are solely responsible for your interaction with other users (including Members & Vendors) of the Service, whether online or offline. You agree that Panyavithika is not responsible or liable for the conduct of any user. Panyavithika reserves the right, but has no obligation, to monitor or become involved in disputes between you and other users. Exercise common sense and your best judgment when interacting with others, including when you submit or post Content or any personal or other information.
7. There may be links from the Service, or from communications you receive from the Service, to third-party web sites or features. There may also be links to third-party web sites or features in images or comments within the Service. The Service also includes third-party content that we do not control, maintain or endorse. Functionality on the Service may also permit interactions between the Service and a third-party web site or feature, including applications that connect the Service or your profile on the Service with a third-party web site or feature. For example, the Service may include a feature that enables you to share Content from the Service or your Content with a third party, which may be publicly posted on that third party's service or application. Using this functionality typically requires you to login to your account on the third-party service and you do so at your own risk. Panyavithika does not control any of these third-party web services or any of their content. You expressly acknowledge and agree that Panyavithika is in no way responsible or liable for any such third-party services or features. YOUR CORRESPONDENCE AND BUSINESS DEALINGS WITH THIRD PARTIES FOUND THROUGH THE SERVICE ARE SOLELY BETWEEN YOU AND THE THIRD PARTY. You may choose, at your sole and absolute discretion and risk, to use applications that connect the Service or your profile on the Service with a third-party service (each, an "Application") and such Application may interact with, connect to or gather and/or pull information from and to your Service profile. By using such Applications, you acknowledge and agree to the following: (i) if you use an Application to share information, you are consenting to information about your profile on the Service being shared; (ii) your use of an Application may cause personally identifying information to be publicly disclosed and/or associated with you, even if Panyavithika has not itself provided such information; and (iii) your use of an Application is at your own option and risk, and you will hold the Panyavithika Parties (defined below) harmless for activity related to the Application.
8. You agree that you are responsible for all data charges you incur through use of the Service.
9. We prohibit crawling, scraping, caching or otherwise accessing any content on the Service via automated means, including but not limited to, user profiles and photos (except as may be the result of standard search engine protocols or technologies used by a search engine with Holiday Dreamland�s express consent).
10. Use of Chat Rooms, Bulletin Boards and Other Interactive AreasThe Site & Mobile Application may contain discussion forums, bulletin boards, review services or other forums in which you or third parties may post reviews of your experiences or other content, messages, materials or other items on the Site ("Interactive Areas"). If Panyavithika provides such Interactive Areas, you are solely responsible for your use of such Interactive Areas and use them at your own risk. Please take note of the posting guidelines as contained in the Site & Mobile Applications. Further, by using any Interactive Areas, you expressly agree not to post, upload to, transmit, distribute, store, create or otherwise publish through the Site or Mobile Application any of the following:
    1. Any message, data, information, text, music, sound, photos, graphics, code or other material ("Content") that is unlawful, libelous, defamatory, obscene, pornographic, indecent, lewd, suggestive, harassing, threatening, invasive of privacy or publicity rights, abusive, inflammatory, fraudulent or otherwise objectionable;
    2. Content that would constitute, encourage or provide instructions for a criminal offense, violate the rights of any party, or that would otherwise create liability or violate any local, state, national or international law, including, without limitation, the regulations of the Securities and Exchange Board of India or any rules of a securities exchange where the shares of the concerned entity have been listed such as the National Stock Exchange and the Bombay Stock Exchange;
    3. Content that may infringe any patent, trademark, trade secret, copyright or other intellectual or proprietary right of any party;
    4. Content that impersonates any person or entity or otherwise misrepresents your affiliation with a person or entity;
    5. Unsolicited promotions, political campaigning, advertising or solicitations;
    6. Private information of any third party, including, without limitation, addresses, phone numbers, email addresses, Social Security numbers and credit card numbers
    7. Viruses, corrupted data or other harmful, disruptive or destructive files
    8. Content that is unrelated to the topic of the Interactive Area(s) in which such Content is posted; or
    9. Content that, in the sole judgment of Panyavithika is objectionable or which restricts or inhibits any other person from using or enjoying the Interactive Areas or the Site, or which may expose Panyavithika or its affiliates or its users to any harm or liability of any type. Panyavithika takes no responsibility and assumes no liability for any Content posted, stored or uploaded by you or any third party, or for any loss or damage thereto, nor is Panyavithika liable for any mistakes, defamation, slander, libel, omissions, falsehoods, obscenity, pornography or profanity you may encounter. As a provider of interactive services, Panyavithika is not liable for any statements, representations or Content provided by its users in any public forum, personal home page or other Interactive Area. Although Panyavithika has no obligation to screen, edit or monitor any of the Content posted to or distributed through any Interactive Area Panyavithika reserves the right, and has absolute discretion, to remove, screen or edit without notice any Content posted or stored on the Site at any time and for any reason, and you are solely responsible for creating backup copies of and replacing any Content you post or store on the Site at your sole cost and expense. Any use of the Interactive Areas or other portions of the Site or Mobile Application in violation of the foregoing violates these Site & Mobile Application Terms and may result in, among other things, termination or suspension of your rights to use the Interactive Areas and/or the Site

Rights

1. By posting or distributing Content to or through the Site or Mobile Application, unless we indicate otherwise, you (a) grant Panyavithika and its affiliates a worldwide, nonexclusive, royalty-free, for the term of copyright and all renewals thereto, transferable, irrevocable and fully sub licensable right to use, reproduce, modify, adapt, translate, distribute, publish, create derivative works from and publicly display and perform such Content throughout the world in any media, now known or hereafter devised; (b) grant Panyavithika and its affiliates and sublicenses the right to use the name that you submit in connection with such Content, if they choose; and (c) represent and warrant that (i) you own and control all of the rights to the Content that you post or otherwise distribute, or you otherwise have the lawful right to post and distribute such Content to or through the Site; (ii) such Content is accurate and not misleading; and (iii) use and posting or other transmission of such Content does not violate these Site & Mobile Application Terms and will not violate any rights of or cause injury to any person or entity. You further grant Panyavithika the right to pursue at law any person or entity that violates your or Panyavithika�s rights in the Content by a breach of these Site or Mobile Application Terms.
2. Content submitted by users (Including Registered Customers, Vendors and Suppliers) will be considered non-confidential and Panyavithika is under no obligation to treat such Content as proprietary information. Without limiting the foregoing, Panyavithika reserves the right to use the Content as it deems appropriate, including, without limitation, deleting, editing, modifying, rejecting, or refusing to post it. Panyavithika is under no obligation to offer you any payment for Content that you submit or the opportunity to edit, delete or otherwise modify Content once it has been submitted to Panyavithika. Panyavithika shall have no duty to attribute authorship of Content to you, and shall not be obligated to enforce any form of attribution by third parties.
3. If it is determined that you retain moral rights (including rights of attribution or integrity) in the Content, you hereby declare that (a) you do not require that any personally identifying information be used in connection with the Content, or any derivative works of or upgrades or updates thereto; (b) you have no objection to the publication, use, modification, deletion and exploitation of the Content by Panyavithika or its licensees, successors and assigns; (c) you forever waive and agree not to claim or assert any entitlement to any and all moral rights of an author in any of the Content; and (d) you forever release Panyavithika, and its licensees, successors and assigns, from any claims that you could otherwise assert against Panyavithika by virtue of any such moral rights
4. Some of the Service is supported by advertising revenue and may display advertisements and promotions on ,�opt services platform�, and you hereby agree that Panyavithika may place such advertising and promotions on the Service or on, about, or in conjunction with your Content. Panyavithika may also run advertisements and promotions from third parties on the Site. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you. Your business dealings or correspondence with, or participation in promotions of, such advertisers other than Panyavithika, and any terms, conditions, warranties or representations associated with such dealings, are solely between you and such third party. Panyavithika is not responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of third-party advertisers on the Site or Mobile Application.
5. You acknowledge that we may not always identify paid services, sponsored content, or commercial communications as such.
6. You represent and warrant that: (i) you own the Content posted by you on or through the Service or otherwise have the right to grant the rights and licenses set forth in these Terms of Use; (ii) the posting and use of your Content on or through the Service does not violate, misappropriate or infringe on the rights of any third party, including, without limitation, privacy rights, publicity rights, copyrights, trademark and/or other intellectual property rights; (iii) you agree to pay for all royalties, fees, and any other monies owed by reason of Content you post on or through the Service; and (iv) you have the legal right and capacity to enter into these Terms of Use in your jurisdiction.
7. The Service contains content owned or licensed by Panyavithika ("Panyavithika Content"). Panyavithika Content is protected by copyright, trademark, patent, trade secret and other laws, and, as between you and Panyavithika, Panyavithika owns and retains all rights in the Panyavithika Content and the Service. You will not remove, alter or conceal any copyright, trademark, service mark or other proprietary rights notices incorporated in or accompanying the Panyavithika Content and you will not reproduce, modify, adapt, prepare derivative works based on, perform, display, publish, distribute, transmit, broadcast, sell, license or otherwise exploit the Panyavithika Content.
8. The Panyavithika name and logo are trademarks of Concerned Individual, and may not be copied, imitated or used, in whole or in part, without the prior written permission of that individual. In addition, all page headers, custom graphics, button icons and scripts are service marks, trademarks and/or trade dress of Panyavithika, and may not be copied, imitated or used, in whole or in part, without prior written permission from Panyavithika.
9. Although it is Panyavithika's intention for the Service to be available as much as possible, there will be occasions when the Service may be interrupted, including, without limitation, for scheduled maintenance or upgrades, for emergency repairs, or due to failure of telecommunications links and/or equipment. Also, Panyavithika reserves the right to remove any Content from the Service for any reason, without prior notice. Content removed from the Service may continue to be stored by Panyavithika, including, without limitation, in order to comply with certain legal obligations, but may not be retrievable without a valid court order. Consequently, Panyavithika encourages you to maintain your own backup of your Content. In other words, Panyavithika is not a backup service and you agree that you will not rely on the Service for the purposes of Content backup or storage. Panyavithika will not be liable to you for any modification, suspension, or discontinuation of the Services, or the loss of any Content. You also acknowledge that the Internet may be subject to breaches of security and that the submission of Content or other information may not be secure
10. You agree that Panyavithika is not responsible for, and does not endorse, Content posted within the Service. Panyavithika does not have any obligation to prescreen, monitor, edit, or remove any Content. If your Content violates these Terms of Use, you may bear legal responsibility for that Content.
11. It is Panyavithika�s policy not to accept or consider content, information, ideas, suggestions or other materials other than those we have specifically requested and to which certain specific terms, conditions and requirements may apply. This is to avoid any misunderstandings if your ideas are similar to those we have developed or are developing independently. Accordingly, Panyavithika does not accept unsolicited materials or ideas, and takes no responsibility for any materials or ideas so transmitted. If, despite our policy, you choose to send us content, information, ideas, suggestions, or other materials, you further agree that Panyavithika is free to use any such content, information, ideas, suggestions or other materials, for any purposes whatsoever, including, without limitation, developing and marketing products and services, without any liability or payment of any kind to you.

Copyright Complaint Policy

If you believe in good faith that materials hosted by us infringe your copyright, please provide the written information requested below. The procedure outlined below is exclusively for notifying Panyavithika that your copyrighted material has been infringed.
Please provide the following information in the following (including Section Numbers):

1. A clear identification of the copyrighted work you claim was infringed
2. A clear identification of the material you claim is infringing the copyrighted work, and information that will allow us to locate that material on the Website, such as a link to the infringing material.
3. Include the following statement: "I have a good faith belief that the material that is claimed as copyright infringement is not authorized by the copyright owner, its agent, or the law."
4. Include the following statement: "I swear, under penalty of perjury, that the information in the notification is accurate and I am the copyright owner, or am authorized to act on behalf of the owner, of an exclusive right that is allegedly infringed."
5. The notice must be signed by the person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
6. � Notices of claims of copyright infringement on this website should be emailed or mailed to Panyavithika Companies Postal address

Repeat Infringer Policy

In accordance with the Digital Millennium Copyright Act ("DMCA") and other similar applicable law, Panyavithika has adopted a policy of terminating, in appropriate circumstances and at Panyavithika�s sole discretion, subscribers or account holders who are deemed to be repeat infringers. Panyavithika may also at its sole discretion limit access to the Site and/or terminate the accounts of any users who infringe any intellectual property rights of others, whether or not there is any repeat infringement.

Registration Data: Account Security

You agree to (a) provide accurate, current and complete information about you as may be prompted by any registration forms on the Site and Mobile application ("Registration Data"); (b) maintain the security of your password; (c) maintain and promptly update the Registration Data, and any other information you provide to Panyavithika, and to keep it accurate, current and complete; and (d) accept all risks of unauthorized access to the Registration Data and any other information you provide to Panyavithika.

WARRANTY DISCLAIMER

EXCEPT AS EXPRESSLY PROVIDED TO THE CONTRARY IN A WRITING BY PANYAVITHIKA, THE SITE, THE MATERIALS CONTAINED THEREIN AND THE SERVICES PROVIDED ON OR IN CONNECTION THEREWITH (THE "SERVICES") ARE PROVIDED ON AN "AS IS" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. PANYAVITHIKA EXPRESSLY DISCLAIMS ALL OTHER WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NONINFRINGEMENT AS TO THE SERVICES, INFORMATION, CONTENT AND MATERIALS ON THE SITE AND MOBILE APPLICATION. PANYAVITHIKA DOES NOT REPRESENT OR WARRANT THAT MATERIALS IN THE SITE AND MOBILE APPLICATION OR THE SERVICES ARE ACCURATE, COMPLETE, RELIABLE, CURRENT OR ERROR-FREE, AND EXPRESSLY DISCLAIMS ANY WARRANTY OR REPRESENTATION AS TO THE ACCURACY OR PROPRIETARY CHARACTER OF THE SITE AND MOBILE APPLICATION, THE SITE AND MOBILE APPLICATION CONTENT OR ANY PORTION THEREOF. PANYAVITHIKA IS NOT RESPONSIBLE FOR TYPOGRAPHICAL ERRORS OR OMISSIONS RELATING TO PRICING, TEXT OR PHOTOGRAPHY. WHILE PANYAVITHIKA ATTEMPTS TO MAKE YOUR ACCESS TO AND USE OF THE SITE AND THE MOBILE APPLICATION SERVICES SAFE, PANYAVITHIKA CANNOT AND DOES NOT REPRESENT OR WARRANT THAT THE SITE OR ITS MOBILE APPLICATION SERVER(S) ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; THEREFORE, YOU SHOULD USE INDUSTRY-RECOGNIZED SOFTWARE TO DETECT AND DISINFECT VIRUSES FROM ANY DOWNLOAD.

LIMITATION OF LIABILITY

YOU WAIVE AND COVENANT NOT TO ASSERT ANY CLAIMS OR ALLEGATIONS OF ANY NATURE WHATSOEVER AGAINST PANYAVITHIKA, ITS AFFILIATES, OR THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES OR AGENTS ARISING OUT OF OR IN ANY WAY RELATING TO YOUR USE OF THE SITEAND MOBILE APPLICATION, THE SERVICES, THE CONTENT OR THE MATERIALS CONTAINED IN OR ACCESSIBLE THROUGH THE SITE AND MOBILE APPLICATION, INCLUDING, WITHOUT LIMITATION, ANY CLAIMS OR ALLEGATIONS RELATING TO THE ALLEGED INFRINGEMENT OF PROPRIETARY RIGHTS, ALLEGED INACCURACY OF SITE CONTENT, OR ALLEGATIONS THAT PANYAVITHIKA HAS OR SHOULD INDEMNIFY, DEFEND OR HOLD HARMLESS YOU OR ANY THIRD PARTY FROM ANY CLAIM OR ALLEGATION ARISING FROM YOUR USE OR OTHER EXPLOITATION OF THE SITE AND MOBILE APPLCATION. YOU USE THE SITE AND MOBILE APPLICATION AT YOUR OWN RISK. WITHOUT LIMITATION OF THE FOREGOING, NEITHER PANYAVITHIKA NOR ANY PARTIES PROVIDING SITE AND MOBILE APPLICATION CONTENT SHALL BE LIABLE FOR ANY DIRECT, SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO LOSS OF USE, LOSS OF PROFITS OR LOSS OF DATA, WHETHER IN AN ACTION IN CONTRACT, TORT (INCLUDING BUT NOT LIMITED TO NEGLIGENCE) OR OTHERWISE, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THE SITE, THE SERVICES, THE CONTENT OR THE MATERIALS CONTAINED IN OR ACCESSIBLE THROUGH THE SITE, INCLUDING WITHOUT LIMITATION ANY DAMAGES CAUSED BY OR RESULTING FROM YOUR RELIANCE ON ANY SITE CONTENT OR OTHER INFORMATION OBTAINED FROM PANYAVITHIKA OR ACCESSIBLE VIA THE SITE OR MOBILE APPLICATION, OR THAT RESULT FROM MISTAKES, ERRORS, OMISSIONS, INTERRUPTIONS, DELETION OF FILES OR EMAIL, DEFECTS, VIRUSES, DELAYS IN OPERATION OR TRANSMISSION OR ANY FAILURE OF PERFORMANCE, WHETHER OR NOT RESULTING FROM ACTS OF GOD, COMMUNICATIONS FAILURE, THEFT, DESTRUCTION OR UNAUTHORIZED ACCESS TO PANYAVITHIKA'S RECORDS, PROGRAMS OR SERVICES. IN NO EVENT SHALL THE AGGREGATE LIABILITY OF PANYAVITHIKA, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE, WHETHER ACTIVE, PASSIVE OR IMPUTED), PRODUCT LIABILITY, STRICT LIABILITY OR OTHER THEORY, ARISING OUT OF OR RELATING TO THE USE OF THE SITE EXCEED ANY COMPENSATION YOU PAY, IF ANY, TO PANYAVITHIKA FOR ACCESS TO OR USE OF THE SITE AND MOBILE APPLICATION. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

Applicable Law and Venue

While Panyavithika has made no effort to publish the Site elsewhere, the Site is accessible in all countries. You and Panyavithika both benefit from establishing a predictable legal environment in regard to the Site. Therefore, you and Panyavithika explicitly agree that all disputes, claims or other matters arising from or relating to your use of the Site will be governed by the laws of the Government of India, without regard to its conflicts of law principles. You agree that all claims you may have against Panyavithika arising from or relating to the Site will be heard and resolved in a court of competent subject matter jurisdiction where the registered office of the firm is located. You consent to the personal jurisdiction of such courts over you, stipulate to the fairness and convenience of proceeding in such courts, and covenant not to assert any objection to proceeding in such courts. If you choose to access the Site from locations other than the jurisdiction specified above, you will be responsible for compliance with all local laws of such other jurisdiction.

Termination/Modification of License and Site Offerings

Notwithstanding any provision of these Site Terms, Panyavithika reserves the right, without notice and in its sole discretion, without any notice or liability to you, to (a) terminate your license to use the Site and mobile application, or any portion thereof; (b) block or prevent your future access to and use of all or any portion of the Site and Mobile application, Site and Mobile application Content or Services; (c) change, suspend or discontinue any aspect of the Site and Mobile application, Site and Mobile application Content or Services; and (d) impose limits on the Site and mobile application, Site and mobile application Content or Services.

Severability

If any provision of these Site and mobile application Terms shall be deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Site and mobile application Terms and shall not affect the validity and enforceability of any remaining provisions.

PAYMENT AND REFUND POLICY

You will have to make certain amount of payment as Refundable Deposit. Amount of Refundable Deposit will be depending upon the type of customer you opt to be and city/location you enter during registration and creating account at website or application for making order on "MAKE ORDER" platform.

Every authorized customer(Authorized customer is the customer who had paid the refundable deposit) will be getting credit of minimum 80% of his paid refundable deposit, for making order upto his credit limit without paying for every order, i.e if the unpaid bills of authorized customers orders reaches their credit limit they will have to make payment for their upto date unpaid bills before making next order. Thus again they receives credit for making next orders without paying for every order upto their credit limit.

Payment

We accept following payment options:

• Online payment through debit card, credit card, net banking and wallet services
• Online payment through UPI
• Authorized Customers should pay the correct amount as in the invoice; we accept only Indian rupees.

All the Services and the Goods available on "OPT SERVICES" platform will be available free of any payment or refundable deposit for all registered customers.

Refund

If there is any refund, it might be routed through the same vendor as the payment was made for eg EBS or PAYU or Bank gate way etc. In such circumstances the refund is subject to third party processes on which we do not have any control. However, we can provide you the reference number/transaction id. If the payment was made directly to our Panyavithika bank a/c, then we will raise the refund through NEFT. The process will take maximum of 15 (fifteen) working days.

RETURNS POLICY

We are confidant, you will be happy with your purchase. However, should you feel it necessary to return an item, we aim to make the returns process as simple as possible.

• No questions asked returns policy: On delivery if you are not happy with what you have received, you may return the items to the same delivery executive.
• We cannot accept the return of perishable items like milk, milk products, vegetables, fruits etc due to our policy of delivering only fresh products and hygiene purposes.
• Consecutive 3 order returns of perishable items will deactivate you from Panyavithika services, if we found you doing intentionally. Panyavithika reserve all rights to terminate your service without intimating you.
• You can cancel the whole order on the time of delivery if you are not satisfied.
• We do not allow acceptance of partial delivery, you must return all the items in your order.
• We will not charge you for the goods you have received are incorrect or defective at the time of delivery. Over and above all the above conditions, Panyavithika might accept returns on case to case basis, which is on the goodwill, which is purely subject to the discretion of the Panyavithika Cancellation.

Questions and Comments

you have any questions regarding these Site Terms or your use of the Site, please submit them to us via email.
At : admin@navaharitakapanyavithika.com